China-Hong Kong consultant team collaboration，Focus on SFC 1/4/9 number plate、MSO Money Services License、Hong Kong Insurance Broker and Money Lender License Application，and provide post-licensing compliance support。
Connecting Hong Kong to global regulatory markets，Provide license application、acquisition、Company registration and ongoing compliance support
Essential for money service operators，Cross-border Remittance and Currency Exchange Compliance License。Assist with customs interviews and anti-money laundering compliance audits。
Fully regulated by the Hong Kong Insurance Regulatory Authority，Legal qualifications of an intermediary corporation to evaluate suitable product mix in the market on behalf of clients’ interests。
Engage in personal credit、mortgage、and legal permission for small and medium-sized enterprise credit，Under the dual regulation of the Police Force and the Licensing Court。
Securities trading、Providing asset management and advising on securities。Personnel responsible for the whole process(RO)match、Business plan writing，Communicate effectively with the China Securities Regulatory Commission。
Pass for private equity and international asset management institutions to go overseas。Assist in setting up overseas fund structures，Match licensed representatives，Support full-process compliance management。
Blockchain、cryptocurrency、Essentials for overseas foreign exchange business，FinCEN Regulation，Short application cycle，Suitable for specific business model assessments。
FINTRAC supervision，Compliance tool for digital currency and foreign exchange legal currency transactions。Coordinating registration、Compliance reporting and regulatory communications。
Globally recognized foreign exchange、Asset management and derivatives regulatory license。Sponsored entity registration、License declaration and compliance system construction。
Capital market services license and large payment institution license，Assist companies to land in Singapore，Laying out the high-net-worth market in Southeast Asia。
Authoritative supervision overview | Cross-border compliance reference
Hong Kong Customs is responsible for supervising money service operators (MSO) licenses，Covers cross-border remittance and currency exchange business。License holders must pass a customs interview、Establish an anti-money laundering system and undergo compliance audits，The physical venue requires an occupancy certificate，Bank account opening and anti-money laundering solutions are key difficulties in application。 Compliance core：A qualified Compliance Officer (CO) and Money Laundering Reporting Officer (MLRO) must be appointed。
The Hong Kong Insurance Authority (IA) comprehensively regulates insurance intermediaries，An insurance broker license means that the licensed corporation can represent the interests of its clients in procuring the best combination of insurance products in the market.。Application must meet the requirement of paid-up net assets of HK$100,000、Appointment of Compliance Chief Executive Officer、Legal requirements such as taking out professional indemnity insurance。 Compliance core：Strictly enforce fund segregation，Must open a separate client account (Client Account) with a licensed bank in Hong Kong。
The Companies Registry is responsible for the licensing and supervision of TCSP licenses，The license is for operating family trusts、Legal qualifications for corporate secretarial and asset custody business。Licensees are required to establish statutory due diligence files、Penetrating identification of beneficial owners、Conduct regular anti-money laundering risk assessments。 Compliance core：Strictly implement the customer due diligence (CDD) and record-keeping requirements in Schedule 2 of the Anti-Money Laundering Ordinance。
Money lender license subject to licensing court、Multiple regulations by the Police and Companies Registry，Engage in personal credit、Mortgages and SME loans are required to hold this license。The application must submit a compliance certificate of occupation、Strictly review the sources of loan funds，and require executives to have experience in money lending business。 Compliance core：Must comply with statutory interest rate cap requirements，and all advertisements must contain statutory risk warning slogans。
FINTRAC is the Canadian federal regulatory agency for anti-money laundering and counter-terrorism financing.，Digital currency and fiat currency exchange、Foreign exchange transactions and other businesses must be registered as MSB。Canada implements zero margin policy，However, local address and personnel must be provided，And facilitate the opening of virtual currency public accounts。 Compliance core：Large cash transaction reporting (LCTR) and electronic funds transfer reporting (EFTR) mechanisms must be implemented。
The SFC is Hong Kong’s main financial regulator，Responsible for the supervision of securities and virtual assets，Suitable for financial and digital asset businesses targeting the Asian market。 1/4/9 number plate is widely favored by institutions，Virtual asset trading platform licensing system(VATP)New regulations are strict，RO Responsible Personnel for Continuous Compliance。
ASIC regulates financial services and investment activities in Australia，The authorized representative (AR) model is suitable for carrying out financial services within the scope of authorization of licensed institutions.。 Australian financial services license(DISCLAIMER)Strict requirements，AR mode lightweight exhibition industry，Funding and compliance thresholds need to be met，ASIC has tightened restrictions on retail derivatives in recent years。
SEC is responsible for regulating U.S. securities markets and investment advisory activities.，It is one of the most influential capital market regulators in the world.，Suitable for asset management、Investment advisory and security token-related businesses。 The Investment Advisers Act of 1940 is the core，Registered Investment Adviser Required(RIA)Abide by strict fiduciary obligations，Periodic review and anti-fraud provisions。Has jurisdiction over security token issuance。
FinCEN is part of the U.S. Department of the Treasury，Responsible for anti-money laundering and financial crime supervision，Applicable to payment、money transfer、Crypto-asset related financial services business。 MSBs need to develop anti-money laundering procedures，Submit a suspicious activity report(SAR)，Perform due diligence，and renew registration every two years。FinCEN continues to increase enforcement against cryptocurrency companies。
The FCA is the core regulator of UK financial markets，Regulate payment services、Electronic money and financial services activities，Highly internationally recognized。 FCA强调消费者保护及市场诚信。英国EMI授权不再赋予欧洲经济区通行权，进入相关市场须另行评估当地许可。英国与直布罗陀的过渡安排现行延续至2026年12月31日，后续可能随GAR实施或延期而调整，适用资格及业务范围须逐项核对。授权代表（AR）仅可在委托机构承担责任及许可范围内从事获准活动，不等同于EMI授权。
MAS oversees Singapore’s financial system，Payment Services Act (PSA) covers digital payment tokens、Cross-border payment and electronic money business。 Mainly divided into "standard payment institutions" and "large payment institutions" SPI/MPI，Put forward anti-money laundering and user protection requirements for digital payment token service providers。
CySEC is the financial regulator of Cyprus, a member state of the European Union，Responsible for regulating securities、Investment services and fund business。 CIF license passes EU MiFID II，Provide market making、Brokerage and other services，Enjoy the benefits of an EU passport，Capital requirements are tiered based on service type。
The Japan Financial Services Agency is the core regulatory agency of Japan’s financial market.，Responsible for supervising banks、securities、Insurance and crypto-asset related businesses。 Japan is the first country in the world to legislate the regulation of crypto exchanges，Registration required for crypto trading under funds settlement laws，and strictly abide by customer asset segregation and regular audits。
Estonia’s FIU is responsible for the regulation of digital assets and virtual asset service providers，It is one of the earliest regulatory agencies in Europe to establish a compliance framework for crypto assets.。 VASP license requires local management、AML Compliance Officer and Anti-Money Laundering System，It was once famous for its encryption policy, but due to tightening regulations, the review is now more stringent.。
88MSO Consultants was founded in Hong Kong，is a company focused on providing global financial licenses (covering Hong Kong SFC、Customs MSO and overseas MSB, etc.) professional organization for application and compliance consulting。
With global perspective and local experience，Long-term attention to Hong Kong and overseas financial regulatory requirements，Provide license planning for financial companies、Application material preparation、Process coordination and ongoing compliance consulting services。
learn moreAround the company’s business model and target market，Sorting out license applications、Company establishment and ongoing compliance matters，Clarify material requirements and service scope at each stage。
From company structure establishment to post-compliance audit，Provide full life cycle support
Establish Hong Kong or overseas companies in accordance with the law and provide legal secretarial services，Ensure that the equity structure and capital comply with statutory licensing thresholds and the Financial Resources Rules。
Based on the "fit and proper" criterion，Precisely recruit and match qualified Hong Kong Responsible Personnel (RO) for clients、Compliance Officer (CO) and Money Laundering Reporting Officer。
Find a physical location that meets Hong Kong regulatory standards，Verify search records and licenses，Establishing a local management office (LMO) and record keeping location。
Customized "Business Plan" according to legal standards、"Internal Control Manual" and "AML/CFT Policy"，Ensure that business models and risk control mechanisms are in line with the bottom line。
Submit licensing materials on behalf of the applicant，Respond to written inquiries from regulatory agencies；Provide statutory competency assessment and supervisory interview simulation coaching for directors and senior executives。
Configure or verify Customer Due Diligence (CDD)、Transaction monitoring and anti-money laundering screening system，Ensure compliance with regulatory independence and audit trail standards。
Connect with licensed banks，Assistance with KYC and anti-money laundering reviews，Open the company's daily operating account and legal client fund segregation account。
Enforce separate laws for license acquisitions、Financial and Compliance Due Diligence，Check historical liabilities and potential litigation，Handle statutory approval for equity changes。
Evaluate business model，Confirm required license type
Detailed document list and sample guidelines
Professional audits ensure compliance with regulatory standards
Submit to the agency on behalf of the client and follow up throughout the process
Assist with licensing and provide compliance support
Strength creates reputation，Hear what our clients say about professional services。
""The team has a thorough understanding of the MSO application process，From customs inquiry to final approval，Proactively inform you of the progress at every step。The whole process went much smoother than expected，Highly recommended。」」
"There are many documents to apply for an insurance broker license.，Fortunately, the consultant helped sort it out one by one.，and clearly explain the approval requirements of the Insurance Regulatory Bureau，Saved us a lot of time and energy。」」
""Money lender license requires going to court，We have absolutely no experience。The consultant not only prepares all documents，Accompany him at the hearing，Convincing professionalism。」」
88MSO has long been focusing on Hong Kong and overseas financial license services，Service content covers business model sorting、Analysis of application conditions、Material preparation、Regulatory communication and subsequent compliance arrangements。Specific application results and approval time，The actual situation of the applicant and the final decision of the regulatory agency shall prevail.。
We have sorted out the issues that our customers are most concerned about，Help you quickly understand the details of license application。
Choose 88MSO，Help you successfully obtain Hong Kong and global financial licenses。
Whether it is a new license application、Acquisition of existing licensed companies，Or upgrade the compliance system?，Our team of experts will provide you with customized solutions。
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